Find us on Google+ Pinch A Little Save-A-Lot: Free: Financial Plan

**Attention Readers: As of 1/24/14 all printables are first come first serve. I apologize for the inconvenience, but I had to end my Box membership, so they will only allow a set number of downloads per month. Once I’m moved and have settled in to my new home, I should be able to once again afford the monthly fees. In the mean time please come back at the first of the month and try downloading. Thank you for your patience.


Free: Financial Plan

Now that I've learned how to manage my time with the help of a planned weekly schedule, I’m focusing on my next New Year’s resolution – creating a financial plan.

As with anything in life, planning is key to a brighter future. A financial plan provides a road map of where you want to go in life. But before you can make a plan, you need to have some goals

{download here}

An ideal family plan should have short-term (in the next 6 months), medium-term (within a year), and long-term (within 2 years) goals.

For a goal to work, it needs to be both specific and sensible. Example: I don’t want to just “buy a new car” I want to drive an Audi R8 Spyder; but an A3 is more in my price range ($100k less!) and is a realistic goal.

Once you have them all written down, you can weigh the importance of each goal and prioritize according to urgency. Then estimate how much money it will take to reach each goal and set a target date. Without a time frame  you can’t really measure your progress.

When you know how much money you want to save and how much time you have to save it, you can develop an action plan for achieving your goals. There are multiple ways to achieve a goal; maybe you want to save a certain amount of money each month or find different ways to cut expenses.

Keep in mind that this is a continuing process that involves revisiting your goals periodically to ensure that they are still what you want from your life. In between reviewing and adjusting your goals, let them go! Give yourself permission to be flexible and to let go of the need to obsess over your goals.

After creating your financial plan, you will be ready to build a budget that can help you reach your goals.

* The above printable is editable so you can fill in the fields by typing instead of writing.
How do you like the new color scheme? It was the big winner in my recent Facebook poll. My husband thinks it’s a little girly, but what does he know. :)

Pin It!


  1. Thank you so much for all your printables. They're perfect!
    Thank you, thank tou, thank you!

  2. Hey I just found your blog and I LOVE it :) adding to my inspirational blogs :)
    Good job!
    from the Married Life

  3. When it comes to financial planning, you must know what your real needs are, and not just what you want. Your needs must be greater than your desires. And it must not override the important goals in your life. This is sometimes the problem we when already set goals and a certain budget; we tend to forget the most important things and go on with less important ones. #Brooke Claudio

  4. Thank you so much for sharing your printables. I really like the check-off list.

  5. Oh, by the way, I love the colors.

  6. I really appreciate your post and you explain each and every point very well.Thanks for sharing this information.And I’ll love to read your next post too.
    Ali mudeen

  7. There is a saying that goes, “If you fail to plan, you plan to fail,” which can be applied on working with your finance. And as what Brook stated, we should not forget the things that we need the most. It's okay to allocate a budget for our wants. However, we should put our priorities first.

    Cory @Integrated Accounting

  8. I'm unable to download this one also. Can you email this one to me too? Please and thank you! Not sure why it's not working.

  9. The idea is GREAT. And I **really** appreciate you putting your financial planning stuff up for free - I need all the freebies I can get right now as I fix my finances (as much as I can while repaying a divorce lawyer). The colors, since there's pink in there (lots of us hate pink) makes me less likely to stick with it, but I'll try! (I would have voted for Option #3, with the orange and primary colors.) Thanks again!!

  10. This comment has been removed by the author.

  11. Hi,
    Thanks for the information, really this is a nice Post , I love it. I hope that more and more Blogger will use this feature in the future, because it just makes the internet better I think !

    lic of india merchant login
    life insurance corporation of india information

  12. Another helpful post. This is a very nice blog that I will definitively come back to several more times this year!
    bail bonds san diego

  13. Thanks for this helpful guide,.it's really a nice post,.
    Omni Management Corporation

  14. Thanks for sharing your thoughts with us.. they are really interesting.. I would like to read more from you.
    Syren Capital Advisors

  15. I think most people would agree with your article. I am going to bookmark this web site so I can come back and read more articles. Keep up the good work!
    venture capital

  16. Thanks for the post. Im a big fan of the blog, i've even put a little bookmark right on the tool bar of my Firefox you'll be happy to find out!
    fundraising ideas

  17. Take this opportunity to ask questions from the list below. From there, be prepared to discuss your goals as the starting point for the discussion  Financial Advisor Sydney

  18. I love that idea. Great post! I like you to share your experience Visit: Urology Care India

  19. It looks great. Thanks for your blog and keep posting more informativeGoals content!!

  20. Thanks for the valuable information and insights you have so provided here... Search Bar Firefox 57 Quantum addon


Thank you for taking a moment to comment! I thoroughly appreciate and enjoy reading every comment, however I will remove any comment that I believe to be inappropriate, mean or spammy. This is a fun happy blog, so let’s keep it drama free!
Don't see your comment? Blogger occasionally grabs comments that aren't truly spam, so it takes a little time for me to go through and approve them. Thanks again!